by Yann | Apr 19, 2022 | Investment, Real Estate
Using retirement money to buy real estate Is it a good idea to use your second and third pillars to finance the acquisition of your primary residence? When a foreigner (like I was) learns about swiss real estate, he gets two shocks. The first one is the prices:...
by Yann | Feb 16, 2022 | Investment, Personal Finance, Real Estate
The biggest financial scam in Switzerland: real estate in Baurecht Have you ever heard of buying a property in Baurecht (construction right)? It gives you a 20 to 40 % discount but it’s also the biggest financial scam in Switzerland. A lot of people...
by Yann | Jan 12, 2022 | Investment, Personal Finance, Real Estate
Why inflation is good Inflation is often seen as the enemy of investment performance and financial planning in general. Inflation is what made the German economy collapse in the 1930s and led (among other things) to the rise of Hitler and the Nazis. But it’s the...
by Yann | Nov 17, 2021 | Investment, Real Estate
Investment performance isn’t everything What if I told you that investing at 7% can be more profitable than investing at 10%? In this article about my best investment so far, we’ve seen that performance isn’t everything – liquidity matters just as...
by Yann | Aug 11, 2021 | Personal Finance, Real Estate
How to never pay back any of your Swiss mortgage This is an advanced strategy to never pay back any of your mortgage. Do not attempt to duplicate, re-create, or perform the same or similar strategy at home, as bankruptcy may result. This is advanced stuff, only the...
by Yann | Jul 28, 2021 | Personal Finance, Real Estate
Swiss mortgages – the good, the bad, and the ugly Let’s be honest: Swiss mortgages are weird. I can’t say that they are unique in the world in terms of structure but they’re at least unusual. Some features are great but some are just ugly. In this article, we’ll...
