Do you speak Money fluently?

It often feels like money is a foreign language that we have to learn.

  • You could learn it from friends, but are they competent enough?
  • You could learn it by picking up a book, but is it specific to learn how to invest in Switzerland?
  • You could learn it from your banker, but does he have your best interests at heart?

I don’t want to be your money teacher. I want to be the guy who helps you hack the exam: all of the answers for a fraction of the effort. Just sign up ↓

Our Mission Statement

To equip individuals to make conscious and responsible financial decisions – not so they can greedily accumulate wealth, but so they can use money as a tool to reach their life goals.

Comments about our courses

Jim, 65, 20 years in Switzerland

I’m actually retired and so when I heard about this money course, I said: oh, that’s for everyone else. But the reality is: it’s for everyone. My wife and I had a budget. We were already in retirement so we kind of said: what can we learn from this course? But the reality is that we learned a lot […] Yann has an excellent way of explaining things in a very simple way. So even though I had a budget before, I tore my budget and redid a new one based upon the course. I guarantee that you’ll learn something special. He knows about certain of the Swiss specific rules that you need to know. So if you’re thinking that you’re an expert in finance or money or investment, don’t fool yourself: we can all learn something.


Severin, 30, Swiss

[…] I’m really impressed by how thorough your research was and you put it together in a very understandable way. Using the example of Robinson was a very good way of getting the intuition of what investment is all about and how ressources are limited and how someone should think about allocating them. You did a really good job on the presentation and also the way you presented it in a very simple way given that these topics are not all that simple. You really reduced it down to something that people can understand and that was really good as well.

Benny and Jacqui, from New-Zealand

Benny: We participated last year. I found it really helpful especially with like being here in Switzerland, rules are different, you don’t know everything and it’s really helpful to have inside information. […]

Jacqui: As an example, one of the things we talked about was health insurance and for expats living in Switzerland, it’s a bit strange. So we listened, we took in on board, and we put it into practice, and we ended up changing our health insurance. We ended up spending less per month and getting more benefits. So that’s just one practical thing. And Yann also explains: why do you do it this way? Why do you do it that way? And you can ask any questions, no questions are dumb. And maybe you’ve been good at budgeting when you started out and things have fallen on the wayside as life changes but it brings you back to: what are your goals now?


I got a lot out of it, thank you so very much Yann. I cannot wait until I come back [to Switzerland] to start implementing some of it. Like the stock market, I was going to completely stay away from it altogether but after today’s session, I will consider doing some more research, especially on that ETF thing. It has been very beneficial, I’m very happy that I took it.

Quentin, 35, Swiss

It was really interesting. Broad and general, giving a really broad picture. Also very easy to follow and nicely paced, good examples and so on. So I really appreciated it.

Dayo, 51, from England

Loved that this course kicks you up the backside to tidy up on the small admin tasks and gives you a glimpse into what else there could be. I’ve saved 2k per year just by using your rent trick and I think I could easily save another 5k combining all the other things.

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Yann Stempfel personal finance teacher

Hey! I’m Yann

  • Do you live in Switzerland and feel like money is a foreign language?
  • Are your colleagues talking about “pillars” at the coffee machine and you’re unsure why architecture is such a popular topic?
  • You don’t care about money or being wealthy but the little voice inside tells you that you should still have some sort of investment plan?
  • Do you earn a decent salary and you wish you knew what to do with the money left on your account at the end of the month?

Then you and me from 2011 have a lot in common.

After being almost ripped off by an insurance salesman 10 years ago, I started to read everything I could find about personal finance, investments, retirement, and financial life planning. Now, I want to show you how you can use money as a tool to reach your goals and point you to all the shortcuts one only sees in hindsight.