by Yann | Aug 2, 2022 | Investment
A common portfolio allocation mistake Portfolio allocation means deciding how much money to invest in which asset. And most people do it wrong. Let’s that you have 1 million francs. How much should be invested in bonds, stocks, real estate, gold, crypto, cash,...
by Yann | Jul 13, 2022 | Investment
The case for Ethereum and why it’s valuable I believe that the Ethereum is valuable. Here is why… I first learned about crypto in 2013, roughly 4 years after the first bitcoin was mined. Since then, I’ve always been convinced of one thing:...
by Yann | May 18, 2022 | Investment
The truth about dividends Have you ever heard that investors should seek dividends? It’s free money, right? Right? This is the second article of the series « Popular but wrong beliefs about investing » Here is part 1: The stock market is like a casino....
by Yann | May 4, 2022 | Investment, Life Planning, Personal Finance
Is it worth it to add to your second pillar? Some pension funds offer the possiblity to make voluntary contributions to the second pillar. In most cases, it’s also possible to “cover the hole”. But is it a good idea? When it comes to...
by Yann | Apr 19, 2022 | Investment, Real Estate
Using retirement money to buy real estate Is it a good idea to use your second and third pillars to finance the acquisition of your primary residence? When a foreigner (like I was) learns about swiss real estate, he gets two shocks. The first one is the prices:...
by Yann | Feb 16, 2022 | Investment, Personal Finance, Real Estate
The biggest financial scam in Switzerland: real estate in Baurecht Have you ever heard of buying a property in Baurecht (construction right)? It gives you a 20 to 40 % discount but it’s also the biggest financial scam in Switzerland. A lot of people...