by Yann | Oct 20, 2021 | Life Planning, Personal Finance
Two wrong ways to handle money There are two ways to mishandle money: you can either neglect it entirely, or you can make it the most important thing in you life. The story of Emily Emily does not really care about money. But she does care about spending it....
by Yann | Aug 11, 2021 | Personal Finance, Real Estate
How to never pay back any of your Swiss mortgage This is an advanced strategy to never pay back any of your mortgage. Do not attempt to duplicate, re-create, or perform the same or similar strategy at home, as bankruptcy may result. This is advanced stuff, only the...
by Yann | Aug 3, 2021 | Investment, Personal Finance
Third pillar: is it worth it? Opening a third pillar can seem like a no-brainer. But it’s not always worth it. The most common personal finance advice in Switzerland is probably: open a third pillar account to lower your taxes. You’ve probably heard it before. But...
by Yann | Jul 28, 2021 | Personal Finance, Real Estate
Swiss mortgages – the good, the bad, and the ugly Let’s be honest: Swiss mortgages are weird. I can’t say that they are unique in the world in terms of structure but they’re at least unusual. Some features are great but some are just ugly. In this article, we’ll...
by Yann | May 5, 2021 | Personal Finance
The selfish reason for donating to charity This is not a guilt-tripping article, I promise. And I’m not going to tell you how donating money will make you feel better inside either. What I’m going to tell you is how donating money could very well be profitable to you....
by Yann | Apr 21, 2021 | Life Planning, Personal Finance
How much money do you actually need to save? Some people don’t save enough. Everybody knows that. But a lesser know truth is that some people save way too much. They are afraid that they will run out of money in retirement, so they deny themselves goods and...
