Investment performance isn’t everything
What if I told you that investing at 7% can be more profitable than investing at 10%? In this article about my best investment so far, we’ve seen that performance isn’t everything - liquidity matters just as much. But today, I would like to focus on performance....
How to compare job offers
Comparing job offers goes beyond comparing salaries. There are also vacation days, advantages, perks and… the hidden salary. When hunting for a new job, a lot of parameters enter the equation. For instance, what kind of job is it? For what kind of company? How...
Staying home to raise children: a bad idea?
Day care is expensive in Switzerland. Many families have one parent stay home to raise children. But is it a bad idea? Have I told you about my daughter Alice? Probably not, because this is a personal finance blog, and not a parenting blog. Here’s a little...
An incomplete overview of financial life plans
What's a financial life plan? Glad you asked! A financial life plan is simply a way to roughly assess how your financial situation will evolve as you go through different stages of your life. I wrote a longer article on the topic here. To give you an example,...
Two wrong ways to handle money
There are two ways to mishandle money: you can either neglect it entirely, or you can make it the most important thing in you life. The story of Emily Emily does not really care about money. But she does care about spending it. The first 2 years after graduating...
What is opportunity cost?
Let’s shed some light on the obscure concept of opportunity cost... Two years into her career, my wife decided to start a management degree. Not an MBA but something similar. Management degrees are expensive but they cost way more than the price tag, because of...
Don’t confuse cost and value
It's easy to confuse costs and value. But cost is what you pay and value is what you get. That's a significant difference... My wife and I had an interesting discussion the other day. She wanted to invite her whole department (the 17 people she manages) for...
The edge of the Swiss retail investor
Everyone is looking for an edge in the investment world. If you're a Swiss investor, here could be yours... Have you ever heard that Switzerland is a tax haven? Well, it seems like foreign wealthy individuals are able to pay very little tax using the lump-sum...
Life in stages
Life can thought as a succession of economic stages. Some of those stages are more appropriate than others to prepare the future.Resource and liability If you’ve watched the TV show The Walking Dead, you know that people are a resource. Most companies have an HR...
My best investment so far
Is performance everything when it comes to investment? In this article, I'm going to tell you why I might prefer 10% over 400% returns.I started to invest my money in 2016. Since then, the stock market has returned around 17% annually. So 10,000 francs invested would...
Investment performance isn’t everything
What if I told you that investing at 7% can be more profitable than investing at 10%? In this article about my best investment so far, we’ve seen that performance isn’t everything - liquidity matters just as much. But today, I would like to focus on performance....
How to compare job offers
Comparing job offers goes beyond comparing salaries. There are also vacation days, advantages, perks and… the hidden salary. When hunting for a new job, a lot of parameters enter the equation. For instance, what kind of job is it? For what kind of company? How...
Staying home to raise children: a bad idea?
Day care is expensive in Switzerland. Many families have one parent stay home to raise children. But is it a bad idea? Have I told you about my daughter Alice? Probably not, because this is a personal finance blog, and not a parenting blog. Here’s a little...
An incomplete overview of financial life plans
What's a financial life plan? Glad you asked! A financial life plan is simply a way to roughly assess how your financial situation will evolve as you go through different stages of your life. I wrote a longer article on the topic here. To give you an example,...
Two wrong ways to handle money
There are two ways to mishandle money: you can either neglect it entirely, or you can make it the most important thing in you life. The story of Emily Emily does not really care about money. But she does care about spending it. The first 2 years after graduating...
What is opportunity cost?
Let’s shed some light on the obscure concept of opportunity cost... Two years into her career, my wife decided to start a management degree. Not an MBA but something similar. Management degrees are expensive but they cost way more than the price tag, because of...
Don’t confuse cost and value
It's easy to confuse costs and value. But cost is what you pay and value is what you get. That's a significant difference... My wife and I had an interesting discussion the other day. She wanted to invite her whole department (the 17 people she manages) for...
The edge of the Swiss retail investor
Everyone is looking for an edge in the investment world. If you're a Swiss investor, here could be yours... Have you ever heard that Switzerland is a tax haven? Well, it seems like foreign wealthy individuals are able to pay very little tax using the lump-sum...
Life in stages
Life can thought as a succession of economic stages. Some of those stages are more appropriate than others to prepare the future.Resource and liability If you’ve watched the TV show The Walking Dead, you know that people are a resource. Most companies have an HR...
My best investment so far
Is performance everything when it comes to investment? In this article, I'm going to tell you why I might prefer 10% over 400% returns.I started to invest my money in 2016. Since then, the stock market has returned around 17% annually. So 10,000 francs invested would...